Terms & Conditions | M&S Equites

1. Acceptance of Terms

By accessing and using the M&S Equites website at ms-equites.com ("Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

2. Services

M&S Equites provides business consulting and funding services, including but not limited to working capital loans, revenue-based financing, equipment financing, short-term financing, and business funding solutions. All services are subject to eligibility requirements and approval.

3. User Obligations

When using our Site and services, you agree to:

Provide accurate and complete information in all forms and communications
Not use the Site for any unlawful or prohibited purpose
Not attempt to interfere with the proper functioning of the Site
Maintain the confidentiality of any account information

4. SMS Terms & Conditions

By opting in to receive SMS/text messages from M&S Equites,, including promotional and customer care messages you agree to the following terms:

You consent to receive text messages sent via an automatic telephone dialing system (ATDS) to the mobile number you provide.
Messages may include information about our funding services, application updates, promotions, and related communications.
Message frequency may vary.
Message and data rates may apply.
Reply STOP at any time to opt out of receiving text messages.
Reply HELP for assistance or contact us at morris@ms-equites.com.

Consent is NOT a condition of purchase. You are not required to consent to receiving text messages as a condition of purchasing any goods or services from M&S Equites.

M&S Equites will not sell, rent, or share your mobile phone number or any personal information collected through our SMS program with third parties for their marketing purposes. For more details, please review our Privacy Policy.

5. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of M&S Equites or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.

6. Disclaimer of Warranties

Our Site and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. M&S Equites does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, M&S Equites shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or services, regardless of the theory of liability.

8. Third-Party Links

Our Site may contain links to third-party websites. M&S Equites is not responsible for the content, privacy practices, or terms of use of any third-party sites. We encourage you to review the policies of any site you visit.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts located in Brooklyn, New York.

10. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Site after changes constitutes acceptance of the updated Terms.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

M&S Equites
1355 East 10th Street, Brooklyn, NY 11230
Email: morris@ms-equites.com